Terms of Service

Last updated 26 August 2026

Welcome to J-Plus Budget Planner ("we," "our," or "us"), operated by JOMART L.L.C-FZ

By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms
By creating an account or using J-Plus Budget Planner, you confirm that you accept these Terms of Service and agree to comply with them. If you do not agree, you must not use our service.

2. Description of Service
J-Plus Budget Plannerprovides a web-based software tool designed to help users record transactions, track personal budgets, analyze yearly trends, and generate visual financial reports.

3. Financial Disclaimer (Not Financial Advice)
j-plus budget planner is an informational organization and tracking tool only.
• We do not offer professional financial, investment, tax, or legal advice.
• Any reports, insights, or calculations generated by the service are for personal informational purposes only.
• You are solely responsible for your financial decisions and management.

4. User Accounts & Responsibilities
• Account Security: You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account.
• Accurate Information: You agree to provide accurate information when setting up your account.
• Prohibited Uses: You agree not to misuse the service, attempt unauthorized access, upload malicious code, or use the service for any illegal activities.

5. Intellectual Property
All content, features, software, branding, and design elements associated with J-Plus Budget Planner are the exclusive property of JOMART L.L.C-FZ and are protected by applicable intellectual property laws.

6. Service Availability & Modifications
We strive to ensure continuous uptime, but we do not guarantee uninterrupted or error-free access. We reserve the right to modify, suspend, or discontinue any part of the service at any time with or without notice.

7. Limitation of Liability
To the maximum extent permitted by law, JOMART L.L.C-FZ shall not be liable for any indirect, incidental, or consequential damages resulting from your use of, or inability to use, J-Plus Budget Planner.

8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Dubai City, United Arab Emirates without regard to its conflict of law principles.

9. Contact Us
If you have any questions or concerns regarding these Terms of Service, please contact us at:
• Legal Entity: JOMART L.L.C-FZ
• Email: support@jomart.me
• Location: 6th floor, business center, Meydan FZ, Dubai, U.A.E.